The Thunderstorm

Isaac is downgraded to a tropical storm but it will stay another 30 hours or so, it seems, so we are still on watch. Last year around this time I had fairly serious roof damage, including interior wall damage from Lee which was also a mere tropical storm.

In the past my typical hurricane roof damage cost under $700 and was covered by insurance. Now it costs $1500 and up and is not covered by insurance. On average, I get roof damage every other year, nowadays. I think this is because we are having more and stronger storms.

I thought that since 2005 no homeowners’ insurance policies in Louisiana covered wind or rain damage from a named storm, but it appears that there is a Horace Mann agency in Opelousas which does sell such coverage. Do you know of any others?


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