An airline credit card for a fee?

I am very much opposed to the idea of for a fee credit cards. However, there is this one. For $95 after the first year, should I want its benefits? They seem to be worth the money, and the first year is free.

Also, I could consider canceling after the first year — if they let me. What do you know about these things? Forsooth, now that we have PayPal and VISA debit cards I would rather be paying for flights with those than with a credit card. And I already have American Express.

Finally, I think Chase is especially slimy and should be resisted, and that its alliance with the now largest airline, United, should not be supported even if it is advantageous to a person like me, already ensnared by both companies. What do you think?

Axé.


4 thoughts on “An airline credit card for a fee?

  1. From a purely practical perspective, you could probably do better by looking for an airline card running a promotion. (For example, I got a Delta-branded American Express when they offered enough miles for a free flight with the first purchase using the card–and then cancelled before the free year ended.)

    1. I decided against it. I am not good at cancelling things in time. I read somewhere that you should spend around 11k a year in the card to make the fee worth it. I could do it, but it would disorganize my finances. Also, check how many miles do you need in each airline for certain trips. I was able to fly to Buenos Aires on American with 50K miles, but I’ve never been able to find a similar flight on Delta for less than 75K miles

  2. I’m deciding against it, too, once again. My friend who likes his, says it works for him because he really does spend over $10K on it. American, yes, but I have also found it is harder to get and keep the miles (they expire fast). So I have decided it is six of one, half a dozen of the other, and I will get free flights if I get them, but not try.

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